SMS Terms of Service

Effective August 3, 2026.

Program Name

Car Costly Notes SMS Program

Program Description

The Car Costly Notes SMS Program delivers vehicle ownership budgeting education by text message. Subscribers who opt in may receive recurring budgeting articles, expense tracking tips, ownership planning education, and content alerts covering fuel spending, maintenance planning, repair funds, replacement items, parking costs, cleaning supplies, and travel budgets.

Users who request the Vehicle Budgeting Tip Series by Text receive that series by text along with related account notification messages such as opt-in confirmation, subscription status, delivery updates, opt-out confirmation, and HELP replies.

Sample first message after opt-in: "Car Costly Notes: You are subscribed to the Vehicle Budgeting Tip Series by Text for Vehicle Ownership Budgeting education. Message frequency varies. Msg & data rates may apply. Reply STOP to cancel, HELP for help."

Message Categories

Consent is collected separately for each category, and each box is unchecked by default.

  • Account notification messages: you receive these only if you check the account notification box, and they relate to the request you submitted.
  • Marketing and educational content messages: you receive these only if you check the content box, and they include new budgeting articles, expense tracking tips, ownership planning education, and content alerts.

Message Frequency

Message frequency varies.

Cost

Car Costly Notes does not charge for the SMS program. Msg & data rates may apply. Contact your wireless provider for details about your plan.

Opt-In Instructions

You may opt in by submitting the form at carcostlynotes.com/subscribe or carcostlynotes.com/costlynotes with your phone number and by checking the SMS consent box for the category you want. Consent is optional and is not a condition of purchase, access, or use of this website.

Opt-Out Instructions

Reply STOP, STOPALL, UNSUBSCRIBE, CANCEL, END, QUIT to any message to stop. Opt-out requests are processed immediately, we send one confirmation message, and we send nothing further unless you opt in again. You may also email care@carcostlynotes.com or call +1 (307) 741-7537.

Help Instructions

Reply HELP to any message for support information, or contact us at care@carcostlynotes.com or +1 (307) 741-7537.

Supported Carriers

The program is supported by major United States wireless carriers, including AT&T, Verizon Wireless, T-Mobile, and many regional carriers. Carriers are not liable for delayed or undelivered messages.

Eligibility

You must be at least 18 years old, live in the United States, and be the subscriber or customary user of the phone number you provide.

Privacy

Our Privacy Policy explains what we collect, how long we keep it, and how to request removal. It is linked from every SMS consent disclosure on this website.

Mobile Opt-In Data

Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.

Disclaimer

Text messages contain general educational information about vehicle ownership budgeting only. They are not professional, legal, financial, insurance, or mechanical advice, and they do not include quotes, pricing estimates, eligibility decisions, or offers from third parties.

Changes To SMS Terms

We may update these SMS Terms of Service. Updates are posted on this page with a revised effective date, and material changes to message categories will be reflected in our opt-in disclosures.

Contact Us

Car Costly Notes

A DBA of Coverage Key Auto LLC.

1309 Coffeen AvenueSte 1200Sheridan, Wyoming, 82801

Phone: +1 (307) 741-7537

Email: care@carcostlynotes.com

Website: carcostlynotes.com